Sarah Cavanagh

I’m Sarah Cavanagh, owner and director of the Smart Advice Collective and a dedicated insurance and investment adviser with a passion for educating individuals and families about insurance. With more than 30 years experience in the industry, I empower clients to make informed decisions that protect their loved ones and their assets.

As a business owner and mother of two daughters (and 2 dogs), I understand the challenges of family life and the importance of securing our futures. Since starting my journey in finance at 18 and becoming an Insurance Advisor at 27, I have witnessed how effective insurance serves as a safety net over and over for my clients.

Having owned multiple businesses, I know the stress of managing finances and the worry of income loss. My commitment is to simplify insurance concepts into easily understandable terms and provide personalised support that aligns with your values, taking all the hassle out of it for you.

My aim is to help make KiwiSaver and investing options easy to understand and uncomplicated. With the right guidance, you can make confident decisions that support your goals - whether that’s buying your first home, building long‑term wealth, or simply feeling more in control of your financial future.

I help you understand your options, choose the right strategies, and stay on track as life evolves.

Since 1996, I have been dedicated to helping clients find the right insurance and investment plans to secure their futures with confidence. Give me a call on 021-800-864.